Here's how to know if you should freeze your credit, with steps on how to initiate a freeze if you decide to do so.
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More on the breach: Equifax's struggle after massive security breach deepensWhat is a credit freeze?
A credit freeze prevents creditors from accessing your credit report, according to the Federal Trade Commission. It prevents credit, loans and services from being approved in your name without your consent. It does not affect your credit score.If I freeze my account, are there still some people who can see my credit report?
Yes.You can see it. You're still entitled to your free annual credit report.Your existing creditors and debt collectors acting on their behalf can see it. Government agencies may have access to it (think, subpoena or search warrant). But what if I want to lease a car or rent an apartment? Read more at USA Today